We’d like to hear from people in the UK about their experiences of trying to buy or sell a flat in recent months. Have there been any issues?

Getting on the property ladder is an achievement in Britain but for some flat-owners the home-ownership dream has turned sour.

High service charges, fire safety issues, and onerous leasehold conditions are among the issues that have affected flat valuations over the past decade. There are reports of owners, particularly in London, currently selling at a loss.